A bankruptcy lawyer usually costs $1,000 to $3,500 for a straightforward Chapter 7 and $3,000 to $6,000 for Chapter 13, plus a court filing fee of about $338 and a small required credit-counseling course. Chapter 13 costs more because it runs a three-to-five-year repayment plan with ongoing work. What you actually pay depends on the chapter, your assets, and how complicated the case is.
We build websites and SEO for law firms, so we read a lot of fee pages. Below is the honest version: what each chapter runs, what moves the number, and when you might not need an attorney at all.
For most people with limited assets, this wipes qualifying debt in a few months. Attorney fees are typically paid in full before filing. Add roughly $338 in court fees.
A multi-year plan to catch up on debts while keeping property. Many courts set a presumptive "no-look" fee, and part can be paid through the plan rather than up front. Court filing fee is about $313.
The filing fee plus required pre-filing credit counseling and a pre-discharge debtor-education course. These are separate from attorney fees and apply even if you file on your own.
If you have a home, a business, or any creditor pushing back, a lawyer usually pays for itself by protecting what you keep and getting the discharge right the first time.
People facing bankruptcy are anxious and price-sensitive, and they research fees before they call. A clear, honest page on what your firm charges, what's included, and what the process looks like earns the consult that a hidden "call for pricing" loses. We build exactly that. We run our own cleaning company in Tucson and HVAC company in Sacramento on the same site, AI lead capture, and SEO engine we'd build for your firm.
See SEO for bankruptcy lawyers, bankruptcy lawyer marketing, our broader cost & pricing guides, and what clients weigh when they pick the best bankruptcy lawyer.
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For Chapter 7, fees are usually paid before filing. For Chapter 13, part of the fee can be paid through the repayment plan, which spreads the cost.
In Chapter 7, the court can waive or let you pay the filing fee in installments if your income is low enough. Ask the clerk or your attorney.
Not always. A discharge done wrong can cost you a debt or an asset. Compare what's included and the firm's track record, not just the headline fee.
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